Understand the costs
Review your repayment estimate when you apply, then read the final terms before signing.
Personal loans · Demo Lending
Borrow with confidence
Choose your loan, follow your application and manage your repayments. One clear place for every step.
Apply for a credit limitLoans from IDR 100,000 to IDR 30,000,000, over 3–24 months.
Applications are subject to approval. Your offer sets out the final terms.
Know what’s next
See your application status and the next action you need to take.
Keep repayments in view
Find your repayment schedule and payment instructions in your account.
Loan purposes
What are you planning?
A home refresh, a chance to learn, or time away with the people you love. Here are a few possibilities.
Travel
A family visit, a long-awaited trip or a change of scenery.
Home renovation
Refresh your kitchen, finish a room or make your space work better.
Education
University studies, a new qualification or the equipment to help you learn.
How it works
A clear path to your loan.
Start with your application. Your account will guide you through any checks and show you what to do next.
Start your applicationApplication submitted
Choose an amount and term, fill in your details and submit your application.
Lender review
The lender processes and assesses your application before confirming the next steps.
Identity check
Provide an ID photo or complete a selfie check if requested.
Payout bank account
Add or confirm the bank account for your payout when requested.
Review and sign contract
If an offer is available, read the terms and follow the signing instructions.
Loan payout
After signing and any remaining checks, follow your payout status in your account.
Already with us?
Your loan, all in one place.
Sign in to pick up your application or keep track of an existing loan.
- Your application and next steps
- Your balance and repayment schedule
- Instructions for making a repayment
Illustrative stories
Small changes. Meaningful moments.
Fictional stories illustrated with stock photos. People pictured are not customers or endorsers.
Rina
Home renovation
Rina’s kitchen needed more storage and a fresh coat of paint. A loan helped cover the materials so she could finish the work in one go. Now there’s more room for family meals.
Dimas
A family visit
Dimas wanted to visit family he hadn’t seen in years. A loan helped cover the flights, with repayments planned around his monthly budget. The trip gave them time together again.
Maya
Learning new skills
Maya found a course to build her design skills. A loan helped cover the course fee and the laptop she needed. She could focus on learning while repaying over time.
Good to know
A few questions, answered.
How much will my loan cost?
Choose an amount and term in the application to see the available repayment estimate. If you receive an offer, check the interest, fees and total amount to repay in the contract before signing.
What do I need to apply?
Have your phone and personal information ready. The application asks for the details your lender needs. You may also be asked for an ID photo, a selfie check and a payout bank account.
Does submitting an application mean I have a loan?
No. Your lender reviews the application. If an offer is available, you can review the contract before deciding whether to sign. Your account shows the current status and any next steps.
I’ve already applied. What should I do?
Sign in to check your application status and continue any requested steps. If you already have an active loan, you can view its balance, repayment schedule and payment instructions.
Ready to take the first step?
Explore your options and start your application.